Bankrate.com Archives
 

 

How to protect a home against lock bumping

Page | 1 | 2 | 3 |

To know if your lock is vulnerable, just look at the key to your front door. Some of the most popular locks by manufacturers such as Schlage, Master, Yale and Kwikset may be susceptible to lock bumping. Other potential targets include recently built condos, apartments and subdivisions or gated communities, where one lock manufacturer often supplies similar locks for every house in the community. A thief would have to gain access to only one key to be able to make a bump key that would open all the locks in the neighborhood.

- advertisement -

Fact or fiction?
How common is this technique? It's hard to say how many of the over 2 million burglaries that occurred in 2006 involved lock bumping. But there's no denying that with millions of American homes relying on the pin-tumbler locks that are so vulnerable -- and with how-to information and tool kits readily available on the Internet -- the potential for exploitation of this weakness is huge.

"It's been spreading in Europe ever since it came out on German television in 2004," says Wels. "It became popular for burglars in Germany."

Still, says Yaron Erez, a security expert with Manhattan-based Vertex Security, the danger presented by key bumping may be overblown. The unpleasant truth, he says, is that almost all locks can be picked. Security personnel think in terms of the time and noise it takes to compromise a lock -- no matter how good the lock, it's a matter of when, not if.

"If somebody knows how to bump a lock, most likely he knows how to pick a lock as well," says Erez. "Bumping is a little faster and easier than other forms of lock picking, but that's all."

Beating the lock bumpers
Security experts note that the locks on a home are only one aspect of protecting a home. These three components are key to the security of your home.
 
Keys to home security
1. Anti-pick locks
2. Security systems
3. Home insurance

Anti-pick locks
There are locks available that are resistant to all kinds of picking, including bumping. High-end locks by manufacturers such as Medeco, Schlage Primus, Assa and Mul-T-Lock are alternatives to the mass-produced, widely available locks that can easily fall prey to bumping. These premium locks incorporate more complex, multilayered locking mechanisms and patented designs that allow manufacturers to control the number of blank keys that are produced.

Electronic locks, combination locks, magnetic locks and rotating-disk locks are other choices that are immune to lock bumping. Cylinder protectors, devices that cover the front of the lock to prevent tampering, are also an option.

 
 
Next: "Locks are just one part of the total security picture ... "
Page | 1 | 2 | 3 |
 
 RESOURCES
Home Insurance Basics
20 insurance tips for empty nesters
Compare insurance rates
 TOP PERSONAL FINANCE STORIES
Video: 5 myths about going green
5 myths about going green
Video: Ways to keep produce fresh
 



Compare Rates
NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 4.45%
48 month new car loan 3.77%
1 yr CD 0.89%
Rates may include points
RELATED CALCULATORS
  How much life insurance do I need?  
  Calculate your payment on any loan  
  What will it take to save for a goal?  
VIEW ALL  
BASICS SERIES
Begin with personal finance fundamentals:
Auto Loans
Checking
Credit Cards
Debt Consolidation
Insurance
Investing
Home Equity
Mortgages
Student Loans
Taxes
Retirement
FINANCIAL LITERACY
Rev up your portfolio
with these tips and tricks.
- advertisement -
- advertisement -