Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover jewelry?
Is your jewelry covered by personal property coverage? The answer may surprise you.
5 min read Aug 24, 2023 -
Equipment breakdown coverage
Learn about equipment breakdown insurance for homeowners, landlords and businesses.
6 min read Aug 24, 2023 -
Florida flooding focuses attention on uninsured Americans
Is Florida’s 500-year flooding a sign of the times? Bankrate explores the risk.
6 min read Aug 22, 2023 -
Does homeowners insurance cover flooding?
Wondering if your home insurance covers flood damage? Bankrate finds out.
6 min read Aug 22, 2023 -
Closing costs vs. prepaids: What’s the difference?
You may hear these terms used interchangeably, but they are two different expenses.
3 min read Aug 17, 2023 -
Surprising things your homeowners insurance covers
Bankrate explores the surprising things your homeowners insurance covers.
7 min read Aug 15, 2023 -
Does homeowners insurance cover you when hosting a party?
Depending on your policy type, you may need event liability insurance.
8 min read Aug 11, 2023 -
What to do if you are dropped from your home insurance
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
10 min read Aug 09, 2023 -
What is storage unit insurance?
Your home or renters policy may extend to items in storage but with less coverage.
7 min read Aug 07, 2023 -
Does homeowners insurance cover space heaters?
Homeowners insurance does not always cover space heaters. Bankrate explains.
6 min read Aug 03, 2023