What is a gift card?
The Bankrate.com financial term of the day is: "Gift Card."
A gift card is a plastic present that holds money. It's a prepaid debit card that's given as a gift and often can be used only at the store that issued it. But major credit cards issue gift cards, too, and they can be used wherever the credit cards are accepted.
A gift card is similar to a credit card, but the balance isn't money that you owe but is money you can use, sometimes at just one store.
To shop for the perfect credit card, visit the credit cards section at Bankrate.com.
The average rate for variable-rate credit cards fell 1 basis point.
Follow these tips to find the best deal on a rewards credit card.
Add money to your pocket for routine expenses from credit card reward payouts.
A rewards card can earn you miles or points for every dollar you spend on your next trip.
The average variable credit card rate increased to 15.16 percent.
Shopping for insurance? Follow these tips from top experts in the insurance field.
Think your holiday gift list might break your budget? Consider one of these items on sale this month.
Before you take off, land the best deal on your airfare.
Follow these expert tips to save on gift wrapping without breaking the bank.
Bankrate hits the street to find out how consumers feel about Black Friday.
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A little research could save you BIG on interest.