credit cards

What is a billing cycle?


What is a billing cycle?

The financial term of the day is: "Billing Cycle"

Have you ever noticed how credit cards follow their own calendar? It's called the billing cycle -- the period between your statement dates. While your mortgage or rent is due on the first, your credit card payment is most likely due on some other random day related to your billing cycle.

Your credit card issuer will, on a regular basis, tell you it's time to pay up. You're billed at regular intervals that form your billing cycle.

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