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Credit card rates for Dec. 6, 2012

 

I'm Lucas Wysocki with your weekly look at credit card rates. Both fixed and variable rate cards showed no movement this week. The average interest rate on a variable rate credit card came in at 14.85 percent. And this week's survey of fixed rate cards had the average sitting at 14.02 percent.

In a recent survey by myFICO.com, two-thirds of American's expect to cut back on their holiday shopping this year, but an alarming 1 in 4 expect paying off their Christmas expenses will take more than 3 months. Only 1 in 5 said they would consider opening a new credit card during the holiday season. If you happen to be that one in five, make sure you're shopping around for the best interest rate. You can do that right here at Bankrate.com. I'm Lucas Wysocki.

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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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