Credit card rates are staying put and Bank of America customers receive pin and chip cards. I'm Lucas Wysocki with your weekly rates.
No news is good news when it comes to credit card rates. The average fixed rate card remains at a very competitive 13 point-eight-one percent. The same rate it has been at since March. And the average variable rate card remained at 14 point five percent. The real news in credit cards is Bank of America's announcement that it will be rolling out EMV chips to many of its consumer cardholders. Previously reserved for corporate and commercial clients, the EMV cards bring added security and convenience to cardholders travelling abroad. Certain new cards being issued will feature the chip, but current B-of-A cardholders can call and request one at no charge. You can of course compare features, fees and rates to find a card that suits your needs using the search engine right here at Bankrate.com. I'm Lucas Wysocki.
The average rate for variable-rate credit cards fell 1 basis point.
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A little research could save you BIG on interest.