credit cards

Credit card rates for April 4, 2013


I'm Greg McBride, senior financial analyst with, and here is your weekly look at credit card rates.

Credit card rates moved higher this week. The average variable credit card rate increased to 15.16 percent, as card issuers continue to boost margins. While this is something that predominantly impacts borrowers with weaker credit, even cardholders with stronger credit are not completely immune. This is why it is important for all cardholders, and particularly those with stronger credit profiles, to shop around for the best terms. The many zero percent balance-transfer offers and introductory rates that exist for 12 months, 18 months or more are primarily geared for consumers with very strong credit.

For more information on credit cards, and to find the best credit card for your needs, visit

I'm Greg McBride.


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