It looks like credit card rates are staying put this week…
The average annual percentage rate for all fixed-rate cards held steady at 13.36 percent and the average variable rate stands at 14.43 percent for the second week in a row.
Credit card rules enacted in 2009 have helped to curb higher interest rates and lower late fees, but issuers are getting tough in their requirements for opening new lines of credit. In fact, one of the new rules has issuers requesting an applicant's individual income or salary, rather than household income. The change could make it harder for stay-at-home moms and other consumers without independent income to obtain credit cards in their own name.
Bankrate.com makes it easier to find a credit card with low-interest…you just need to log on and search by issuer, card type or credit score. I'm Kristin Arnold.
The average rate for variable-rate credit cards fell 1 basis point.
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Add money to your pocket for routine expenses from credit card reward payouts.
A rewards card can earn you miles or points for every dollar you spend on your next trip.
The average variable credit card rate increased to 15.16 percent.
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Auto loan rates inched up this week.
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A little research could save you BIG on interest.