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Savings tales: Life without credit or debt

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"I've just recently joined the cash-only movement, but I still had cash in my wallet when I got my next paycheck, plus I still had more than $100 in the bank. That was a first for both!

"I'm going to start putting the money I have left over from the current pay period into savings the next pay period. If I keep this up, I could have approximately $1,300 in additional money in savings just by paying cash for everything. Pretty good incentive, but I think this only works for people who are too cheap to spend cash. I hold on to cash pretty tightly."
-- Sandi, Sacramento, Calif.


 

 

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