home equity

National home equity loan rates for Dec. 29, 2011

Interest Rate Roundup
Home equity loan rate graph
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Home Equity

  • 5.51% (line of credit)
  • 6.77% (loan)

For another week, rates on loans backed by home equity were a mixed bag.

The average home equity loan rose 1 basis point to 6.77 percent. A basis point is one-hundredth of 1 percentage point. The average home equity line of credit, or HELOC, stuck to 5.51 percent.




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Too much debt, too few options

Dear Dr. Don, My husband and I have a $173,000 home equity line of credit, or HELOC, carrying an interest rate of 2.25 percent. It has a draw period coming to a close in March 2016. Our monthly payments are to jump at that... Read more

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