home equity

National home equity loan rates for Dec. 1, 2011

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Home Equity

  • 5.5% (line of credit)
  • 6.78% (loan)

Rates on loans backed by home equity rose in Bankrate's weekly survey.

The typical home equity loan rose 4 basis points to 6.78 percent. The typical home equity line of credit, or HELOC, rose 5 basis points to 5.5 percent. A basis point is one-hundredth of 1 percentage point.




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HELOC vs. reverse mortgage?

Dear Senior Living Adviser, If you have a home equity line of credit , or HELOC, for $150,000 with no balance on it, should you use it instead of a reverse mortgage? Which is a better way to save the assets if there is... Read more

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