- 5.13% (line of credit)
- 6.39% (loan)
Rates on loans backed by home equity were mixed in Bankrate's weekly survey.
The typical home equity loan rose 1 basis point to 6.39 percent. A basis point is one-hundredth of 1 percentage point. The typical home equity line of credit, or HELOC, fell 2 basis points to 5.13 percent.