home equity

National home equity loan rates for July 26, 2012

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Find the best home equity rates in your area.

Home Equity

5.15% (line of credit)
6.38% (loan)

Rates on loans backed by home equity dropped in Bankrate's weekly survey.

The typical home equity loan fell 4 basis points to 6.38 percent. A basis point is one-hundredth of 1 percentage point. The typical home equity line of credit, or HELOC, fell 1 basis point to 5.15 percent.

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Polyana da Costa is a Bankrate staff reporter following the mortgage and real estate beats. Prior to joining Bankrate, she wrote for the Daily Business Review where she covered an array of issues related to the foreclosure crisis. Connect with Polyana da Costa on Google+.

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Posted: July 26, 2012

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Compare Home Equity Rates

30K FICO-based HELOC average
5.19%

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Home Equity Averages

Product	Rate	+/-	Last week
$30K HELOC	4.98%		4.99%
$30K home equity loan	6.17%		6.19%
$50K HELOC	4.56%		4.56%
$75K home equity loan	5.94%		5.97%

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