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Home Equity

  • 5.26% (line of credit)
  • 6.49% (loan)

Rates on loans backed by home equity barely changed in Bankrate’s weekly survey.

The typical home equity loan fell 2 basis points to 6.49 percent. The typical home equity line of credit, or HELOC, was 5.26 percent, the same as last week. A basis point is one-hundredth of 1 percentage point.

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