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National home equity loan rates for April 12, 2012

By Polyana da Costa • Bankrate.com

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Home Equity

  • 5.26% (line of credit)
  • 6.51% (loan)

Rates on loans backed by home equity barely changed in Bankrate's weekly survey.

The typical home equity loan rose 1 basis point to 6.51 percent. The typical home equity line of credit, or HELOC, rose 1 basis point to 5.26 percent. A basis point is one-hundredth of 1 percentage point.

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Polyana da Costa is a Bankrate staff reporter following the mortgage and real estate beats. Prior to joining Bankrate, she wrote for the Daily Business Review where she covered an array of issues related to the foreclosure crisis.
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Posted: April 12, 2012
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About this index
Home Equity Averages
Product Rate +/- Last week
$30K HELOC
4.99% 5.00%
$30K home equity loan
6.19% 6.21%
$50K HELOC
4.56% 4.58%
$75K home equity loan
5.97% 6.01%
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