- 5.26% (line of credit)
- 6.51% (loan)
Rates on loans backed by home equity barely changed in Bankrate's weekly survey.
The typical home equity loan rose 1 basis point to 6.51 percent. The typical home equity line of credit, or HELOC, rose 1 basis point to 5.26 percent. A basis point is one-hundredth of 1 percentage point.