home equity

National home equity loan rates for March 22, 2012

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Home Equity

  • 5.22% (line of credit)
  • 6.36% (loan)

Rates on loans backed by home equity were mixed in Bankrate's weekly survey.

The typical home equity loan fell 3 basis points to 6.36 percent. The typical home equity line of credit, or HELOC, was 5.22 percent, the same as last week. A basis point is one-hundredth of 1 percentage point.

 

 

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Too soon for home equity loan?

Dear Dr. Don, I was wondering if it is possible to take out a second mortgage on my house to pay for my student loans. I've owned my house for about one year now, but I don't have much equity in the home. My student loan... Read more

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