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National credit card rates for Dec. 15, 2011

Interest Rate Roundup
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Credit Cards

  • 13.71% (all fixed)
  • 14.48% (all variable)

The average percentage rate, or APR, for variable-rate credit cards slipped 2 basis points to 14.48 percent from 14.5 percent, according to Bankrate's latest survey of interest rates. The fixed rate didn't budge from 13.71 percent, where it has stayed for eight straight weeks. A basis point is one-hundredth of 1 percentage point.

Half of all consumers have abandoned an online purchase because they were concerned about the privacy and security of their credit card or debit card, according to a survey from PaymentOne. The company, which delivers mobile payments and carrier billing, says 4 out of 5 consumers polled would spend more online if offered an easier and safer payment method.




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Product Rate Change Last week
Balance Transfer Cards 15.71%  0.01 15.72%
Cash Back Cards 16.41%  0.01 16.40%
Low Interest Cards 10.86% --0.00 10.86%
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Credit Card Blog

Jeanine Skowronski

CFPB: Lender distorted credit reports

The Consumer Financial Protection Bureau has an eye on credit reporting issues. The agency took enforcement action against auto financer First Investors Financial Services Group Inc. Wednesday for distorting consumer credit records for years. Per the CFPB, First Investors, which lends primarily to subprime borrowers, failed to fix known flaws in a computer system that  ... Read more

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