Part 13: Debt management
? Assessing goals and spending needs
? Daily expense tracker work sheet
? Creating an emergency fund work sheet
? Spending plan work sheet
? Dealing with debt work sheet
? Requesting lower interest rate work sheet
? 10 reasons to budget work sheet
? Net worth work sheet
Part 14: Identity theft
Form letter for fixing credit report mistakes
Form letter for requesting information on fraudulent accounts
ID theft contact work sheet
Credit reporting agencies and fraud alerts and credit freezes
What to do if you’re a victim
Part 15: Securing retirement
Retirement planning checklist
Budget for retirement
Daily expense tracker
Spending plan
Dealing with debt work sheet
Assessing goals and spending needs
Emergency fund work sheet
Net worth work sheet

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