Part 13: Debt management�Assessing goals and spending needs�Daily expense tracker work sheet�Creating an emergency fund work sheet�Spending plan work sheet�Dealing with debt work sheet�Requesting lower interest rate work sheet�10 reasons to budget work sheet�Net worth work sheetPart 14: Identity theft•Form letter for fixing credit report mistakes•Form letter for requesting information on fraudulent accounts•ID theft contact work sheet•Credit reporting agencies and fraud alerts and credit freezes•What to do if you're a victimPart 15: Securing retirement•Retirement planning checklist•Budget for retirement•Daily expense tracker•Spending plan•Dealing with debt work sheet•Assessing goals and spending needs•Emergency fund work sheet•Net worth work sheet advertisementRelated Links:Ways to save on your wedding4 ways to trim health costs todayLayaway makes a comebackRelated Articles:Skip the supermarket A feast for penniesBuy in bulk, save
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
Get our best seasonal money-saving tips to help stretch your holiday budget.