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5 types of credit unions worth joining

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Marching with the military
Marching with the military

Military credit unions pull out the stops for their members.

Take the Navy Federal Credit Union in Vienna, Va. Its 4 million members are or have been active members of all branches of the military. And 75 of the credit unions' 229 offices are located on bases worldwide.

"We know military people's unique needs," says Jeanette Mack, a spokeswoman for the Navy Federal Credit Union. "This is where military people belong."

For example, the credit union's Active Duty Checking has offered military members deals such as getting their pay a day early and receiving up to $20 in fee rebates every month, she says. There's also 100 percent mortgage financing for first-time homebuyers and up to $2,500 in closing cost reimbursements. "You can practically come to the table with nothing," Mack says.

Conversely, Service Credit Union in Portsmouth, N.H., has offered free checking accounts with no minimum deposit and other banking perks such as 24-hour banking, free bill pay and rewards debit cards to its members.

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