Tap your alma mater
Are you a university alumnus? Then chances are good that your university offers a credit union open to its alumni, faculty, students and even nearby residents.
At the University of Southern California Credit Union in Los Angeles, students, alumni and staff can use the credit union's three on-campus branches. "Students come here to establish credit," says Gary Perez, CEO of USC Credit Union. "We offer free unlimited checking and premium points on deposits."
Other USC student services include: financial workshops, student loans and account packages. Los Angeles residents are also welcome.
And the USC credit union serves University of Maine students, faculty, employees and some local residents. It even offers a "Tunes+" checking account, with which you can earn credits for free iTunes downloads.