credit cards

National credit card rates for Nov. 24, 2010

Interest Rate Roundup
Credit card rate graph

Credit Cards

  • 13.76% (all fixed)
  • 14.55% (all variable)

Here's a look at the state of credit card rates from's weekly national survey of large banks and thrifts conducted Nov. 23, 2010.

The average APR on variable-rate credit card offers moved up 1 basis point from last week to 14.55 percent. The average fixed rate hasn't changed since the beginning of October, when it slid from 13.79 percent to 13.76 percent.

According to a recent myFICO survey, 35 percent of respondents said they rely on credit cards for most of their holiday expenses, and nearly half charge $100 to $500 more than usual during the holidays. To stay within budget this year while using credit cards, apply these five tips for holiday spending. makes it easier to find cash-back credit cards and low-rate cards. You can search by issuer, card type or credit score.

-- Leslie McFadden




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Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
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