credit cards

National credit card rates for Nov. 11, 2010

Interest Rate Roundup
Credit card rate graph

Credit Cards

  • 13.76% (all fixed)
  • 14.53% (all variable)

Here's a look at the state of credit card rates from's weekly national survey of large banks and thrifts conducted Nov. 10, 2010.

The average interest rate for purchases on fixed-rate credit cards remains unchanged at 13.76 percent. The mean variable rate is up 2 basis points this week at 14.53 percent, a new record high.

On Wednesday, the Federal Reserve Board rolled out a new online guide to credit reports and credit scores. Presented in FAQ format, the fact sheet explains the basics of credit reports and scores, hitting topics such as how long negative information can remain in your credit report and what causes credit scores to change.

The Credit Card Adviser column at offers answers to other common questions about credit, such as how to improve your credit score. makes it easier to find low-rate credit cards and credit cards with rewards. You can search by issuer, card type or credit score.

-- Leslie McFadden




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Product Rate Change Last week
Balance Transfer Cards 15.71%  0.01 15.72%
Cash Back Cards 16.41%  0.01 16.40%
Low Interest Cards 10.86% --0.00 10.86%
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Credit Card Blog

Jeanine Skowronski

CFPB: Lender distorted credit reports

The Consumer Financial Protection Bureau has an eye on credit reporting issues. The agency took enforcement action against auto financer First Investors Financial Services Group Inc. Wednesday for distorting consumer credit records for years. Per the CFPB, First Investors, which lends primarily to subprime borrowers, failed to fix known flaws in a computer system that  ... Read more

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