credit cards

National credit card rates for July 21, 2011

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.36% (all fixed)
  • 14.4% (all variable)

Credit card rates stayed steady from last week, according to Bankrate's latest survey of interest rates. The average APR for variable-rate credit cards remained at 14.4 percent, while the fixed rate stood at 13.36 percent. It hasn't budged all year.

Credit card issuers are required to send out new credit score disclosures starting Thursday. Consumers who receive less-than-favorable terms on a loan or line of credit will receive the credit score used to make that decision along with additional information about the score. Consumers who are denied credit will also get the disclosure. The goal is to make consumers more aware of how their financial behavior affects access to, and the pricing of, credit.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.75% --0.00 15.75%
Cash Back Cards 16.45% --0.00 16.45%
Low Interest Cards 10.96% --0.00 10.96%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

Subprime rewards card now available

New stats show issuers are opening up to subprime credit card borrowers. But should they try to get that rewards card?  ... Read more

Partner Center

Connect with us