credit cards

National credit card rates for April 7, 2011

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.36% (all fixed)
  • 14.43% (all variable)

Here's a look at the state of credit card rates from Bankrate.com's weekly national survey of large banks and thrifts conducted April 6, 2011.

Average interest rates for fixed-rate and variable-rate credit cards remained flat for yet another week. The mean fixed APR for credit card purchases rests at 13.36 percent and the mean variable rate stands at 14.43 percent.

Credit card issuers have stepped up their marketing efforts to consumers and, in some cases, are waiving certain fees or offering a longer introductory rate duration on their cards, according to a new report from Mintel Comperemedia, a firm that tracks credit card mailings. U.S. consumers received 1.4 billion credit card offers in the fourth quarter, marking the fifth quarter of successive growth. Some issuers waived balance transfer fees and foreign transaction fees on some of their cards, and many issuers offered teaser rate durations of 15, 17 or even 18 months or more.

Bankrate.com makes it easier to find cash-back credit cards and low-rate cards. You can search by issuer, card type or credit score.

-- Leslie McFadden

 

 

advertisement

Show Bankrate's community sharing policy
Advertiser Disclosure
Advertiser Disclosure

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
 
Search
advertisement
CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

Citi launches cash-back card

The bank is out with a new cash back credit card that rewards consumers for paying down their balances.  ... Read more

Partner Center
advertisement

Connect with us