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National credit card rates for April 14, 2011

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  • 13.36% (all fixed)
  • 14.41% (all variable)

Here's a look at the state of credit card rates from Bankrate.com's weekly national survey of large banks and thrifts conducted April 13, 2011.

The average interest rate for all variable-rate credit cards dropped 2 basis points this week to 14.41 percent, while the mean fixed rate remained unchanged at 13.36 percent.

Actual interest rates that individual cardholders pay may be much higher than the rates offered to new customers. In the Credit Card Adviser column for this week, Bankrate explains what rights consumers have and what steps to take if their interest rate becomes unaffordable.

Bankrate.com makes it easier to find balance transfer credit cards and low-interest cards. You can search by issuer, card type or credit score.

Bankrate.com makes it easier to find cash-back credit cards and low-rate cards. You can search by issuer, card type or credit score.

-- Leslie McFadden

 

 

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Product Rate Change Last week
Balance Transfer Cards 15.71%  0.01 15.70%
Cash Back Cards 16.41%  0.01 16.40%
Low Interest Cards 10.86% --0.00 10.86%
 
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