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2010 Credit Card Fees study
2010 Credit Card Fees Study
credit cards
Intrust Bank Platinum

2010 Credit Card Fees Study » Survey results » Intrust Bank Platinum

Intrust Bank Platinum
APR fixed/variableAnnual feeOverlimit feeLate feeInactivity fee
Variable$49, but there is no annual fee as long as: 1) you use the card at least once in a 12-month period; and 2) your account is not 2 billing cycles past due.$0Balance up to $500 = $19; balance $500.01 to $1,000 = $29; balance more than $1,000 = $39.See "Annual fee"
Service fees:
  • Returned payment/check: $29
  • Other payment fee: $15 for payments over the phone
  • Stop payment (convenience check): NA
  • Statement copy: $3; $5 for transaction receipt
  • Overdraft: $8 plus cash-advance fee
  • Card replacement: $0
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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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