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2010 Credit Card Fees study
2010 Credit Card Fees Study
credit cards
FNB Omaha Platinum

2010 Credit Card Fees Study » Survey results » FNB Omaha Platinum

FNB Omaha Platinum
APR fixed/variableAnnual feeOverlimit feeLate feeInactivity fee
Variable$0$0Balance less than $500 = $35; balance equal to or more than $500 = $39.After 6 months of no activity a fee of $29 to $75 could be imposed, some accounts are closed after maybe 5 years of no activity. Using card for 1 to 3 purchases each quarter is recommended.
Service fees:
  • Returned payment/check: $35
  • Other payment fee: $15 if using a phone representative
  • Stop payment (convenience check): $35
  • Statement copy: $3 for second copy or more
  • Overdraft: Not offered
  • Card replacement: $0 unless a new account is created, then $10
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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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