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10 cities with the lowest credit scores in the US

Credit score struggles | David H. Carriere/Getty Images


Shreveport, Louisiana | Jeremy Woodhouse/Getty Images

Shreveport, Louisiana

  • Average credit score: 640
  • Average debt: $41,204
  • Average credit card balance: $5,122
  • Credit utilization: 34 percent

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Corpus Christi, Texas | Photography by Steve Kelley aka mudpig/Getty Images

Corpus Christi, Texas

  • Average credit score: 639
  • Average debt: $41,435
  • Average credit card balance: $5,781
  • Credit utilization: 36 percent

Bakersfield, California | George Diebold/Getty Images

Bakersfield, California

  • Average credit score: 639
  • Average debt: $35,138
  • Average credit card balance: $4,460
  • Credit utilization: 33 percent

Alexandria, Louisiana | DenisTangneyJr/Getty Images

Alexandria, Louisiana

  • Average credit score: 639
  • Average debt: $38,863
  • Average credit card balance: $4,611
  • Credit utilization: 33 percent

Monroe, Louisiana | George Diebold/Getty Images

Monroe, Louisiana

  • Average credit score: 639
  • Average debt: $41,610
  • Average credit card balance: $4,596
  • Credit utilization: 33 percent

Laredo, Texas | George Diebold/Getty Images

Laredo, Texas

  • Average credit score: 635
  • Average debt: $35,799
  • Average credit card balance: $4,436
  • Credit utilization: 36 percent

Riverside, California | Eric Lowenbach/Getty Images

Riverside, California

  • Average credit score: 632
  • Average debt: $37,659
  • Average credit card balance: $5,026
  • Credit utilization: 37 percent

Harlingen, Texas | Witold Skrypczak/Getty Images

Harlingen, Texas

  • Average credit score: 631
  • Average debt: $35,690
  • Average credit card balance: $4,618
  • Credit utilization: 35 percent

Albany, Georgia | Bennian/Getty Images

Albany, Georgia

  • Average credit score: 624
  • Average debt: $38,580
  • Average credit card balance: $4,787
  • Credit utilization: 36 percent

Greenwood, Mississippi | Debra Ferguson / Design Pics/Getty Images

Greenwood, Mississippi

  • Average credit score: 622
  • Average debt: $38,201
  • Average credit card balance: $4,125
  • Credit utilization: 37 percent

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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