Credit Cards »Previous4 of 11NextPrevious4 of 11NextPanoramic Images/Getty ImagesLa Crosse, WisconsinAverage credit score: 703Average debt: $32,895Average credit card balance: $4,223Credit utilization: 25 percent
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The credit scores the big credit bureaus try to sell you typically aren't the same scores used in lending decisions, despite what those companies might imply.
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