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What to look for in credit union checking

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Demand personalized customer service
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Demand personalized customer service

"You're starting a new relationship, so you should find someone you feel comfortable with," says Olivarria. "If the person you're talking with isn't listening to you and answering your questions, don't give them your money."

Beware of a credit union representative who tries to rush you into signing up for an account. They should take time to explain everything to you.

"Make sure you understand the fees and when they will be assessed," Olivarria says.

Credit union representatives should want to partner with you so you'll get the most out of your money. They also can be more forgiving and waive fees that banks won't.


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