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Archive
Why your rates go up
It may seem farfetched, but issuers must have good reason to raise your rates, spelled out in your contract.
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Credit Cards
Chasing the balance
story:
Credit issuers are lowering limits, often without any warning to the user.
http://www.bankrate.com/blogs/credit-cards/chasing-the-balance.aspx
posted 3/26/2009 8:00:00 AM
Spotlight: Amelia Warren Tyagi
story:
Most consumers in financial trouble got that way due to a job loss or health problems.
http://www.bankrate.com/finance/financial-literacy/spotlight-amelia-warren-tyagi-1.aspx
posted 3/25/2009 12:00:00 AM
Credit card 'bill of rights' considered
story:
A bill to protect credit card users has been opposed by credit card issuers.
http://www.bankrate.com/blogs/credit-cards/credit-card-bill-of-rights-tabled.aspx
posted 3/20/2009 4:00:00 PM
How long does credit check affect score?
story:
The impact of a credit check on a score depends on whether it was a hard or soft inquiry.
http://www.bankrate.com/finance/credit-cards/how-long-does-credit-check-affect-score.aspx
posted 3/18/2009 12:00:00 AM
FICO scores hold despite cuts
story:
FICO is turning a cold shoulder to folks whose scores drop when issuers make skittish changes to their account.
http://www.bankrate.com/blogs/credit-cards/fico-scores-hold-despite-cuts.aspx
posted 3/13/2009 2:00:00 PM
The near credit card future
story:
Access to credit cards will become more difficult as issuers try to cut their risks.
http://www.bankrate.com/blogs/credit-cards/the-near-credit-card-future.aspx
posted 3/12/2009 2:00:00 PM
High credit scores get top loans
story:
Your ability to get a loan with favorable terms is still based on your credit score.
http://www.bankrate.com/finance/financial-literacy/high-credit-scores-get-top-loans-1.aspx
posted 3/12/2009 12:00:00 AM
Credit cards trump state usury law
story:
Federal law supersedes state law when it comes to credit card interest rates.
http://www.bankrate.com/finance/credit-cards/credit-cards-trump-state-usury-law.aspx
posted 3/11/2009 12:00:00 AM
The evolution of credit cards
story:
The credit card craze started never let up. What will new changes to the system mean?
http://www.bankrate.com/finance/financial-literacy/the-evolution-of-credit-cards-1.aspx
posted 3/11/2009 12:00:00 AM
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