Before you sign on the dotted line, car loan calculators can help you make sure you get the best deal possible. The terms of different loans for the same vehicle can vary based on a number of factors.

Here are three questions to consider as you do your car loan research.

Dealer financing or bank loan?

Choosing between dealer financing and a bank or credit union loan is challenging. Car loan calculators can help you understand the true costs of loan offers from different lenders, whether taking the manufacturer’s rebate is the right move, and how much different financing options can help you save in the long run.

To buy or to lease?

With annual depreciation and varying lengths of loan and lease terms, many drivers struggle to determine whether they should buy or lease a new vehicle. Instead of making a decision based on your instincts, choose based on the real numbers. Buy versus lease car loan calculators can show you which option will save more money.

Minimum versus maximum?

As you compare loans, a loan interest calculator is one of the most valuable car loan calculators. Making the minimum payment might help keep your bank account bigger now, but in the long term, larger payments mean paying significantly less in interest.

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