A quote attributed to Benjamin Franklin, "Early to bed and early to rise, makes a man healthy, wealthy and wise," is one bit of advice the rich appear to take to heart.
In five years observing the daily habits of the rich and the poor, financial planner and author Tom Corley documented the differences in behavior in his book, "Rich Habits: The Daily Success Habits of Wealthy Individuals."
Corley defines the rich as those earning at least $160,000 per year, with a minimum of $3.2 million in assets. Individuals with an annual income of less than $30,000 and fewer than $5,000 in assets are defined as poor.
His results show that the rich believe in good health, productivity and positive social interaction. Among his findings:
The rich rise early
Forty-four percent get up three hours before work to exercise or read materials related to their career.
'Lunch is for wimps'
Taking a page from Gordon Gekko, the corporate raider in the movie "Wall Street," 55 percent of the rich don't take long lunches. They use the time to network or make deals.
They don't gossip
While 79 percent of the poor admit to gossiping, only 6 percent of the rich do.
They won't 'friend' you
The poor are twice as likely to go on Facebook after work or spend time surfing the Internet. The rich say they spend after-work hours volunteering, networking and socializing.
Good health is important
The rich tend to limit calorie intake and alcohol consumption. "To wealthy people being healthy is about making more money," Corley told Yahoo Finance. "If they're healthy they have fewer sick days; they're exercising; they have more energy," he added.
Don't look for them at the water cooler
The rich keep a running tab of daily tasks while at work and check them off at completion. Seventy percent say they also set long-term goals.
Corley attributes these daily activities to the success of the rich. "I realized, it's not so much what's going on in business, it's the daily habits, the activities, that are the reason for your wealth or your poverty," he told Yahoo.
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