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	<title>Bankrate.com &#187; Federal Reserve</title>
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	<link>http://www.bankrate.com/financing</link>
	<description>A Financial Blog</description>
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			<item>
		<title>Fed forecasts future</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-forecasts-future/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-forecasts-future/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:54:43 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[federal funds rate]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[GDP]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10953</guid>
		<description><![CDATA[The Fed meeting this week brought a couple of changes to the economic projections from the Federal Reserve.
The projections are released four times per year and typically include forecasts for the direction of the gross domestic product, unemployment and inflation. This week's new additions incorporate forecasts of the federal funds rate, including where participants believe]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-forecasts-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bernanke defends rate strategy</title>
		<link>http://www.bankrate.com/financing/federal-reserve/bernanke-defends-rate-strategy/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/bernanke-defends-rate-strategy/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 14:00:26 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[FOMC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10908</guid>
		<description><![CDATA[This week's meeting of the Federal Open Market Committee proved fairly eventful, particularly because there were no significant changes to monetary policy.
The developments include the first press conference of the year given by Federal Reserve Chairman Ben Bernanke, and a new addition to the Fed's Summary of Economic Projections showing the forecast of the federal]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/bernanke-defends-rate-strategy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Low Fed rate pushed to late 2014</title>
		<link>http://www.bankrate.com/financing/federal-reserve/low-fed-rate-pushed-to-late-2014/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/low-fed-rate-pushed-to-late-2014/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 13:59:23 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[jobs]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10881</guid>
		<description><![CDATA[The Federal Reserve's Open Market Committee voted to keep the key federal funds rate near zero, where it has been since December 2008. The biggest news is that the current low rate will likely persist through late 2014 rather than the previous projection of mid-2013, according to the FOMC statement:
The Committee decided today to keep]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/low-fed-rate-pushed-to-late-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed keeps key interest rate low</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-keeps-key-interest-rate-low/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-keeps-key-interest-rate-low/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 17:30:32 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[federal funds rate]]></category>
		<category><![CDATA[QE]]></category>
		<category><![CDATA[QE2]]></category>
		<category><![CDATA[QE3]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10878</guid>
		<description><![CDATA[The Federal Reserve Open Market Committee today elected to leave rates unchanged and hold off on new quantitative easing, or QE, measures for now.
The key federal funds rate, which determines the rate at which banks lend their balances at the Fed to one another, will remain near zero through late 2014. The federal funds rate]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-keeps-key-interest-rate-low/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why you should care about the Fed</title>
		<link>http://www.bankrate.com/financing/federal-reserve/why-you-should-care-about-the-fed/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/why-you-should-care-about-the-fed/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:08:56 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[auto loans]]></category>
		<category><![CDATA[CD rates]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10672</guid>
		<description><![CDATA[This week a friend asked me why consumers should care about what the Federal Reserve does.
It's a fair question; there's plenty of economic news a consumer can ignore and pretty much be fine. The beginning of a housing slowdown in China or the stock performance of Apple don't really have that big of an impact]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/why-you-should-care-about-the-fed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed: communications are changing</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-communications-are-changing/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-communications-are-changing/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 20:50:27 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[minutes]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10445</guid>
		<description><![CDATA[The Fed's tea leaves are set to become even less obfuscated in 2012.
At the January meeting of the Federal Open Market Committee, the Fed will launch a new strategy for communicating the path that interest rates might take, the minutes from the Dec. 13 meeting show.
This is what the minutes say:
The subcommittee on communications recommended]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-communications-are-changing/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Obama to nominate 2 for Fed</title>
		<link>http://www.bankrate.com/financing/federal-reserve/obama-to-nominate-2-for-fed/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/obama-to-nominate-2-for-fed/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 21:44:58 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[nominations]]></category>
		<category><![CDATA[Powell]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[Stein]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10346</guid>
		<description><![CDATA[President Barack Obama said Tuesday he'll nominate Harvard economist Jeremy Stein and former private-equity executive Jerome Powell to the two vacant spots on the Federal Reserve Board of Governors. If confirmed, Stein and Powell will be part of the Federal Open Market Committee that sets short-term interest rate targets and monetary policy for the Fed.
Both]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/obama-to-nominate-2-for-fed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed stays the course</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-says-more-changes-little/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-says-more-changes-little/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 19:30:25 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[European debt crisis]]></category>
		<category><![CDATA[federal funds rate]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[operation twist]]></category>
		<category><![CDATA[US economy]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10059</guid>
		<description><![CDATA[Call it Fed fatigue.
After three years of aggressive monetary easing and unprecedented action to prop up the financial system, the U.S. economy is beginning to show some scattered signs of improvement, and the Federal Reserve decided to take it easy, at least for this meeting.

"Monetary policy has its limits, and the Fed may be close]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-says-more-changes-little/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed sticks with near-zero rate</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-sticks-with-near-zero-rate/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-sticks-with-near-zero-rate/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 19:10:20 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[European debt crisis]]></category>
		<category><![CDATA[federal funds rate]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[operation twist]]></category>
		<category><![CDATA[US economy]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10060</guid>
		<description><![CDATA[Today the Federal Open Market Committee, or FOMC, came together for a quiet meeting, leaving the key federal funds rate unchanged at near-zero percent, as expected through mid-2013.

The federal funds rate is the rate at which banks lend to each other.
The FOMC's statement reflected cautious optimism about the U.S. economy in the wake of some]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-sticks-with-near-zero-rate/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Operation &#8216;Arm Twist&#8217;</title>
		<link>http://www.bankrate.com/financing/federal-reserve/operation-arm-twist/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/operation-arm-twist/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 17:50:13 +0000</pubDate>
		<dc:creator>Patrick Van Horn</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economic history]]></category>
		<category><![CDATA[Federal Reserve policy]]></category>
		<category><![CDATA[monetary policy]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8683</guid>
		<description><![CDATA[Last week Ben Bernanke, the Chairman of Federal Reserve, announced what has been referred to as Operation Twist. In short, the Fed will roll over the short-term bond purchases they made as they mature and purchase long-term bonds in order to push interest rates down on mortgages and long term debt.
But arguably just as important]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/operation-arm-twist/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bernanke: optimism amid trials</title>
		<link>http://www.bankrate.com/financing/federal-reserve/bernanke-optimism-amid-trials/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/bernanke-optimism-amid-trials/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 17:23:08 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Jackson Hole]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8014</guid>
		<description><![CDATA[In a highly anticipated speech today in Jackson Hole, Wyo., Federal Reserve Chairman Ben Bernanke outlined the prospects for the economy in coming months and offered some perspective on long-term growth.
Most saliently there was no mention of more quantitative easing from the central bank. After last year's Jackson Hole speech in which the plans for]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/bernanke-optimism-amid-trials/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Federal Reserve and risk of QE3</title>
		<link>http://www.bankrate.com/financing/federal-reserve/the-federal-reserve-and-risk-of-qe3/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/the-federal-reserve-and-risk-of-qe3/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 18:07:18 +0000</pubDate>
		<dc:creator>Tarron Khemraj</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[quantitative easing]]></category>
		<category><![CDATA[Treasury bonds]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=7984</guid>
		<description><![CDATA[During QE1 and QE2 -- the first and second rounds of quantitative easing -- the Federal Reserve made large-scale purchases of various securities ranging from housing agency debt (of Fannie Mae, Freddie Mac and Sallie Mae) and mortgage-backed securities, or MBS, to longer-term government bonds. The purchase of these assets was meant to create liquidity]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/the-federal-reserve-and-risk-of-qe3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is QE3 about to set sail?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/is-qe3-about-to-set-sail/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/is-qe3-about-to-set-sail/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 20:07:53 +0000</pubDate>
		<dc:creator>Gregg Fields</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[QE2]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=7149</guid>
		<description><![CDATA["We don't know where the economy is going"]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/is-qe3-about-to-set-sail/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Fed: No rate hikes for now</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-no-rate-hikes-for-now/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-no-rate-hikes-for-now/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 21:01:36 +0000</pubDate>
		<dc:creator>Katherine Reynolds Lewis</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=6747</guid>
		<description><![CDATA[In explaining the Federal Open Market Committee's decision to keep interest rates at rock-bottom levels, Federal Reserve Board Chairman Ben Bernanke told reporters Wednesday that the economy is growing more slowly than expected due to a combination of high energy and food prices, the aftermath of the Japanese tsunami and continued weakness in the housing and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-no-rate-hikes-for-now/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>CUNA head pans swipe-fee cap</title>
		<link>http://www.bankrate.com/financing/federal-reserve/cuna-head-pans-swipe-fee-cap/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/cuna-head-pans-swipe-fee-cap/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:10:09 +0000</pubDate>
		<dc:creator>Martha C. White</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=6147</guid>
		<description><![CDATA[Proponents and opponents of the Federal Reserve's proposed interchange fee cap of 12 cents per debit card transaction are digging in their heels. The National Retail Federation is pushing for the limit to become law; financial institutions and their trade associations are lobbying for a higher cap or no cap at all. An interchange fee]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/cuna-head-pans-swipe-fee-cap/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Volcker legacy stands tall</title>
		<link>http://www.bankrate.com/financing/federal-reserve/volcker-legacy-stands-tall/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/volcker-legacy-stands-tall/#comments</comments>
		<pubDate>Wed, 11 May 2011 14:15:43 +0000</pubDate>
		<dc:creator>Gregg Fields</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economic recovery advisory board]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[Volcker]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5914</guid>
		<description><![CDATA[Even if he weren't 6-foot-7, Paul Volcker would be a towering figure.
There is, of course, his tenure as Federal Reserve chairman from 1979-87, when some of his toughest anti-inflation policies produced demonstrations in the streets of Washington. But there is also his work in other fields, including helping track the assets of Holocaust victims, investigating]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/volcker-legacy-stands-tall/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bernanke faces press, makes history</title>
		<link>http://www.bankrate.com/financing/federal-reserve/bernanke-faces-press-makes-history/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/bernanke-faces-press-makes-history/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 21:59:32 +0000</pubDate>
		<dc:creator>Katherine Reynolds Lewis</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5665</guid>
		<description><![CDATA[Federal Reserve Board Chairman Ben Bernanke made history by facing nearly five dozen reporters in an hour-long press conference, the first ever for the U.S. central bank.
With his usual unruffled delivery, Bernanke answered a dozen and a half questions ranging from the effects of long-term unemployment, the value of the dollar and gas prices to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/bernanke-faces-press-makes-history/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed: Economy improving</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-economy-improving-energy-prices-rising/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-economy-improving-energy-prices-rising/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 18:52:16 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=4785</guid>
		<description><![CDATA[The first few sentences of the Fed's post-meeting statement contain phrases like "firmer footing," "improving gradually" and "continue to expand." That's about as upbeat as the Fed has been in years.
But they also devoted plenty of ink to higher energy and commodity prices. While the Fed expects the effect on inflation to be temporary, they'll]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-economy-improving-energy-prices-rising/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed: no changes, no dissent</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-no-changes-no-dissent/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-no-changes-no-dissent/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 20:24:02 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3908</guid>
		<description><![CDATA[The Federal Open Market Committee was a little more upbeat than in December, but left the bond-purchase program known as QE2 intact. The FOMC statment was little changed, with the Fed noting a pickup in both household and business spending late in the year, the rise in commodity prices, and the fact that the drop]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-no-changes-no-dissent/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Here we go again</title>
		<link>http://www.bankrate.com/financing/federal-reserve/here-we-go-again/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/here-we-go-again/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 21:08:09 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[tax deductible]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3727</guid>
		<description><![CDATA[A couple of quotes jumped out during my weekend reading. The first comes from a front-page article in Saturday's Wall Street Journal about banks making more loans to consumers and businesses. It closes with a couple that "took out a home equity line of credit this month to help finance the purchase of a 4,000]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/here-we-go-again/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Jobs report good, but not that good</title>
		<link>http://www.bankrate.com/financing/federal-reserve/jobs-report-good-but-not-that-good/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/jobs-report-good-but-not-that-good/#comments</comments>
		<pubDate>Fri, 07 Jan 2011 14:30:25 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[job]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3530</guid>
		<description><![CDATA[The headlines will all scream about the drop in the unemployment rate to 9.4 percent. But job growth was a middling 103,000, powered by private sector hiring of 113,000. Those numbers are not enough to pull the unemployment rate lower, and certainly not to the extent that it dropped. So if hiring isn't bringing the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/jobs-report-good-but-not-that-good/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Fed try to talk interest rates down?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/will-fed-try-to-talk-interest-rates-down/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/will-fed-try-to-talk-interest-rates-down/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 17:17:29 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3132</guid>
		<description><![CDATA[The Federal Open Market Committee meets tomorrow, with an official statement expected approximately 2:15 p.m. Eastern. No action of any significance is expected.
It was the last meeting that was the big splash known as QE2, with the Fed pledging $600 billion in government bond purchases by the end of next June to reduce interest rates]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/will-fed-try-to-talk-interest-rates-down/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Big disappointment in November jobs report</title>
		<link>http://www.bankrate.com/financing/federal-reserve/big-disappointment-in-november-jobs-report/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/big-disappointment-in-november-jobs-report/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 14:18:52 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=2962</guid>
		<description><![CDATA[The November jobs report came in well short of expectations. November saw just 39,000 new jobs and 50,000 in the private sector, compared to expectations in the 130,000-175,000 neighborhood. The revisions that make September and October appear slightly better are no consolation. Yes, the November figures will be revised twice more, but it won't be enough to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/big-disappointment-in-november-jobs-report/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Beige Book: economy continues to improve</title>
		<link>http://www.bankrate.com/financing/federal-reserve/beige-book-economy-continues-to-improve/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/beige-book-economy-continues-to-improve/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 20:43:21 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=2922</guid>
		<description><![CDATA[The economic report used by the Federal Open Market Committee to evaluate the health of the economy -- known as the Beige Book -- showed the economy "continued to improve, on balance" between October and November.
The news was generally positive and consistent with an economy slowly getting to its feet, but not bounding ahead by any]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/beige-book-economy-continues-to-improve/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed takes the middle ground</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-takes-the-middle-ground/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-takes-the-middle-ground/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 20:17:57 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=2386</guid>
		<description><![CDATA[The Federal Open Market Committee announced a $600 billion bond purchase program, to take place now through June 2011, in an effort to stave off any threat of deflation and kick start the economy. While the program will likely succeed in avoiding deflation -- many would argue we'll avoid it anyway -- this doesn't solve our economic]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-takes-the-middle-ground/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Fed action may hurt more than help</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-action-may-hurt-more-than-help/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-action-may-hurt-more-than-help/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 16:59:58 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[MMA]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[money market accounts]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[one-year CD rates]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=2264</guid>
		<description><![CDATA[The Federal Open Market Committee, which meets Nov. 2-3, is all but certain to announce renewed measures intended to boost the economy. Specifically, the Fed will engage in another round of bond-buying, snapping up government debt with newly created money. It is hardly a secret this is coming; for those of you too consumed by]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-action-may-hurt-more-than-help/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Private sector is adding jobs &#8230; slowly</title>
		<link>http://www.bankrate.com/financing/federal-reserve/private-sector-is-adding-jobs-slowly/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/private-sector-is-adding-jobs-slowly/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 13:58:54 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1860</guid>
		<description><![CDATA[The monthly employment report for September was released this morning and the number that gets attention is minus 95,000. But that's not the most significant number. Why? Because the government shed 159,000 positions, mostly temporary Census workers, distorting the figures.
The most relevant number continues to be private sector job growth. The good news is the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/private-sector-is-adding-jobs-slowly/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How worried is the Fed about deflation?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/how-worried-is-the-fed-about-deflation/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/how-worried-is-the-fed-about-deflation/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 21:23:34 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1577</guid>
		<description><![CDATA[The Federal Open Market Committee's statement issued this afternoon clearly conveyed a willingness to throw more money into the financial system with another round of quantitative easing, perhaps as soon as November. That is what the market expected from the Fed, and the Fed delivered.
But what is most significant -- and somewhat alarming -- is that]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/how-worried-is-the-fed-about-deflation/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>No revelations from Bernanke</title>
		<link>http://www.bankrate.com/financing/federal-reserve/no-revelations-from-bernanke/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/no-revelations-from-bernanke/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 16:06:16 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1301</guid>
		<description><![CDATA[Not wanting to be alarmist, Ben Bernanke chose his words very carefully in this morning's speech from Jackson Hole, Wyo. He didn't announce, or even discuss, any new policy options, other than to debunk the notion that the Fed would try to engineer inflation.
Yes, they'll buy more securities if conditions warrant, but we already knew]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/no-revelations-from-bernanke/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Does the Fed&#8217;s latest move matter?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/does-the-feds-latest-move-matter/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/does-the-feds-latest-move-matter/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 18:07:07 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1097</guid>
		<description><![CDATA[Yesterday the Federal Reserve took a symbolic step in the direction of more accommodative financial conditions by announcing that they will reinvest proceeds from maturing bonds back into Treasury securities. This will keep money in the financial system and help keep a lid on long-term interest rates, such as mortgages.
But this is a small measure]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/does-the-feds-latest-move-matter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recharacterizing your Roth IRA conversion</title>
		<link>http://www.bankrate.com/financing/federal-reserve/recharacterizing-your-roth-ira-conversion/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/recharacterizing-your-roth-ira-conversion/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 15:55:38 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=882</guid>
		<description><![CDATA[Here is a subject of relevance for retirement investors -- given the decline in the stock market since May -- recharacterizing your Roth IRA conversion.
Recharacterization is the process of unwinding your previous conversion as if it never happened. Let's say earlier this year you converted traditional IRA assets to a Roth, triggering a tax bill]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/recharacterizing-your-roth-ira-conversion/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Existing home sales disappoint</title>
		<link>http://www.bankrate.com/financing/federal-reserve/existing-home-sales-disappoint/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/existing-home-sales-disappoint/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 15:29:39 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=653</guid>
		<description><![CDATA[Existing home sales for May not only came in well below expectations, but below April levels. The significance here is that existing home sales are measured at closing, so a nice bump in sales was expected given the tax credit crowd that had signed contracts in March and April moving to the closing table in]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/existing-home-sales-disappoint/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>May payrolls bloated by temporary Census jobs</title>
		<link>http://www.bankrate.com/financing/federal-reserve/may-payrolls-bloated-by-temporary-census-jobs/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/may-payrolls-bloated-by-temporary-census-jobs/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 14:12:05 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[CD rates]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=538</guid>
		<description><![CDATA[The monthly employment report was issued at 8:30 a.m. and it was almost as disappointing as seeing a blown call cost Tigers pitcher Armando Galarraga a perfect game on Wednesday night. There were 431,000 jobs added (well shy of the unrealistically high expectations of 500,000), but 411,000 were temporary census jobs. The real measure of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/may-payrolls-bloated-by-temporary-census-jobs/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Jobs report due tomorrow</title>
		<link>http://www.bankrate.com/financing/federal-reserve/jobs-report-due-tomorrow/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/jobs-report-due-tomorrow/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 18:54:46 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=535</guid>
		<description><![CDATA[The May jobs report is out tomorrow at 8:30 a.m. Eastern. While temporary census workers will bloat the results, the expectations of 500,000 new jobs seems to me to be unrealistically high. Even decent growth could undershoot that by a wide margin. The significant number won't be in the headline however, but the true measure]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/jobs-report-due-tomorrow/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are consumers really paying down credit card debt?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/are-consumers-really-paying-down-credit-card-debt/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/are-consumers-really-paying-down-credit-card-debt/#comments</comments>
		<pubDate>Mon, 24 May 2010 13:23:15 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=461</guid>
		<description><![CDATA[Conventional wisdom says that consumers have been aggressive about paying down their credit card debts, and as evidence, the Federal Reserve's Consumer Credit release known as the G19 release is often cited. Specifically, the category known as revolving debt which is comprised largely of credit cards, declined by $92 billion in calendar year 2009. But]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/are-consumers-really-paying-down-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Weighing a balance transfer?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/weighing-a-balance-transfer/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/weighing-a-balance-transfer/#comments</comments>
		<pubDate>Thu, 20 May 2010 20:56:10 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=453</guid>
		<description><![CDATA[You have strong credit and are determined to get out of debt sooner, but your credit card issuer surprised you with a rate increase several months ago that threatens to slow your progress. In that case, you're a great candidate for a balance transfer. The first step is to do some comparison shopping on the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/weighing-a-balance-transfer/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FOMC&#8217;s Hoenig notes savers &#8220;subsidizing the borrower&#8221;</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fomcs-hoenig-notes-savers-subsidizing-the-borrower/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fomcs-hoenig-notes-savers-subsidizing-the-borrower/#comments</comments>
		<pubDate>Mon, 17 May 2010 19:13:05 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=428</guid>
		<description><![CDATA[I tweeted about this over the weekend, but the Saturday Wall Street Journal contained an interview with Thomas Hoenig, the President of the Kansas City Federal Reserve Bank. Perhaps you know him as the one voting member of the Federal Open Market Committee that has dissented in each of this year's three FOMC meetings.
Hoenig feels]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fomcs-hoenig-notes-savers-subsidizing-the-borrower/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The folly of minimum credit card payments</title>
		<link>http://www.bankrate.com/financing/federal-reserve/the-folly-of-minimum-credit-card-payments/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/the-folly-of-minimum-credit-card-payments/#comments</comments>
		<pubDate>Fri, 14 May 2010 17:57:12 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=410</guid>
		<description><![CDATA[Making only the minimum payment on a credit card is a treadmill to nowhere. Nothing illustrates this better than Bankrate.com's calculator "The True Cost of Paying the Minimum." 
We've produced a video demonstrating this calculator and also providing a solution to accelerate debt repayment on even the tightest budget. The reason minimum payments take a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/the-folly-of-minimum-credit-card-payments/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Whistling past the graveyard</title>
		<link>http://www.bankrate.com/financing/federal-reserve/whistling-past-the-graveyard/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/whistling-past-the-graveyard/#comments</comments>
		<pubDate>Tue, 11 May 2010 19:56:12 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=372</guid>
		<description><![CDATA[Was the big issue last week a momentary trading glitch or the prospect of renewed financial tensions due to government default? Congress has it wrong.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/whistling-past-the-graveyard/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>4 straight months of job growth</title>
		<link>http://www.bankrate.com/financing/federal-reserve/4-straight-months-of-job-growth/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/4-straight-months-of-job-growth/#comments</comments>
		<pubDate>Fri, 07 May 2010 13:45:37 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FOMC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=361</guid>
		<description><![CDATA[The jobs report showed an increase in the unemployment rate to 9.9 percent, but the real headline is that we saw respectable job growth in April, 290,000 new jobs, on top of an upwardly revised 230,000 new jobs in March. While we really need to see 400,000 or 500,000 new jobs on a consistent basis to begin making a dent in the 15.3 million unemployed, there is no denying that things are headed in the right direction.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/4-straight-months-of-job-growth/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Gearing up for employment report</title>
		<link>http://www.bankrate.com/financing/federal-reserve/gearing-up-for-employment-report/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/gearing-up-for-employment-report/#comments</comments>
		<pubDate>Thu, 06 May 2010 17:19:23 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=356</guid>
		<description><![CDATA[Yes, the employment report is still the top gauge of where we stand economically and it will retain its critical importance in that regard. 

However, it will carry significance for an additional reason. The monthly employment report could be a catalyst for the next move in long-term interest rates. 
]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/gearing-up-for-employment-report/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Economy grows 3.2 percent in first quarter</title>
		<link>http://www.bankrate.com/financing/federal-reserve/economy-grows-3-2-percent-in-first-quarter/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/economy-grows-3-2-percent-in-first-quarter/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 14:16:21 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=338</guid>
		<description><![CDATA[The economy grew solidly, but not spectacularly, in the first three months of 2010. Consumers were the driving force as they let loose after 18 months of belt tightening.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/economy-grows-3-2-percent-in-first-quarter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No change from Fed</title>
		<link>http://www.bankrate.com/financing/federal-reserve/no-change-from-fed/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/no-change-from-fed/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 19:40:03 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=327</guid>
		<description><![CDATA[The Federal Open Market Committee's two-day meeting concluded this afternoon, with no change in rates and virtually no change in their statement. The Fed did mention the job market "is beginning to improve," that "growth in household spending has picked up recently," and that housing starts "have edged up but remain at a depressed level."]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/no-change-from-fed/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Fed meets today</title>
		<link>http://www.bankrate.com/financing/federal-reserve/fed-meets-next-week/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/fed-meets-next-week/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 15:35:26 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=296</guid>
		<description><![CDATA[It is time for Bernanke to put his money where his mouth is and make a key change to the Fed statement following today's meeting.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/fed-meets-next-week/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Retail sales up, wages and inflation not</title>
		<link>http://www.bankrate.com/financing/federal-reserve/retail-sales-up-wages-and-inflation-not/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/retail-sales-up-wages-and-inflation-not/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 13:36:47 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=268</guid>
		<description><![CDATA[Despite a lack of wage growth, consumers pushed retail sales higher in March. And with CPI still tame, Bernanke will stick to the script of low interest rates.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/retail-sales-up-wages-and-inflation-not/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Are investors too complacent?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/are-investors-too-complacent/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/are-investors-too-complacent/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 18:52:14 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[VIX]]></category>
		<category><![CDATA[volatility index]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=261</guid>
		<description><![CDATA[Something caught my eye over the weekend. The CBOE Volatility Index, referred to as the VIX and often considered a "fear gauge" for investors, is at its lowest point since Oct. 2007. Hmmm, Oct. 2007. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/are-investors-too-complacent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is growth sustainable?</title>
		<link>http://www.bankrate.com/financing/federal-reserve/growth-sustainable/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/growth-sustainable/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 13:59:44 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=240</guid>
		<description><![CDATA[The minutes of the March 16 meeting of the Federal Open Market Committee were released Tuesday afternoon. The Fed remains committed to keeping rates low, citing the likelihood of only moderate economic growth over the next two years.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/growth-sustainable/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>HARP must work to avoid real estate redux</title>
		<link>http://www.bankrate.com/financing/federal-reserve/harp-work-avoid-real-estate-redux/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/harp-work-avoid-real-estate-redux/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 19:22:24 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[Home Affordable Refinance Program]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=158</guid>
		<description><![CDATA[The Home Affordable Refinance Program is the real key to avoiding another wave of mortgage rate reset-induced defaults in the next few years.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/harp-work-avoid-real-estate-redux/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Interest rates to rise eventually</title>
		<link>http://www.bankrate.com/financing/federal-reserve/interest-rates-rise-eventually/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/interest-rates-rise-eventually/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:15:55 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=156</guid>
		<description><![CDATA[The Federal Reserve will raise interest rates sometime. Here's how to prepare your finances for the higher rates. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/interest-rates-rise-eventually/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Kohn&#8217;s departure to alter makeup of FOMC</title>
		<link>http://www.bankrate.com/financing/federal-reserve/kohns-departure-alter-makeup-fomc/</link>
		<comments>http://www.bankrate.com/financing/federal-reserve/kohns-departure-alter-makeup-fomc/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 20:41:50 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[FOMC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=135</guid>
		<description><![CDATA[Federal Reserve Vice Chairman Don Kohn is stepping down in June. How will his successor influence the FOMC -- and the economy?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/federal-reserve/kohns-departure-alter-makeup-fomc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
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