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What is an ATM?

 

What is an ATM?

The Bankrate.com financial term of the day is: "ATM."

Unless a wealthy relative left you money to live off of and you keep that cash stashed in a shoebox, you probably know that an ATM is a machine that dispenses cash. ATM stands for "automated teller machine," which means it's sort of a robotic bank teller. With an encoded card linked to your account, you can activate the machine and make withdrawals, deposits or other transactions with your bank or financial institution. The U.S.'s very first ATM began spitting out money in 1969 at a bank in Rockville Center, N.Y. ATMs are now found around the globe and are interconnected, allowing customers to conduct bank business far from home.

If you need to find cash in a hurry, you might first need to find the nearest ATM.

To shop for a checking account with a convenient ATM network, visit the checking and savings section at Bankrate.com.

 

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