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Auto rates for Oct. 13, 2011

 

 

I'm Greg McBride, senior financial analyst with Bankrate.com and here is your weekly look at auto loan rates.

Rates for both new and used auto loans fell to record lows this week. The average 5-year new car loan rate is now 5.32 percent and the average 4-year used car rate fell to 6.12 percent.

But those are just averages and there is no reason to settle for average. The most competitive rates remain in the low single digits - for both new and used car loans, so be sure to shop around. Good credit and money for a downpayment are necessary to score the best rates.

For more information on auto loan rates, and to see the lowest car loan rates in your area, visit Bankrate.com.

I'm Greg McBride.

 

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.92% 2.97%
48 month new car loan
2.44% 2.45%
36 month used car loan
2.88% 2.92%
36 month new car loan
2.29% 2.29%
View rates in your area:
 

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