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Your bank's been acquired: Should you stay?

Minimum-balance fees
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Every bank and credit union has different levels of checking and savings accounts -- each with their own minimum balance requirements. It's important to find out what those are with your new financial institution to avoid being hit with monthly service charges.

"Usually, the takeover bank is bigger," says Bedda D'Angelo, president of Fiduciary Solutions, a financial planning company based in Durham, N.C. "Bigger banks typically have bigger and more fees."


 

 

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Savings Overnight Averages
Product Yield +/- Last week
MMA
0.47% 0.47%
$10K MMA
0.47% 0.47%
MMA jumbo
0.60% 0.60%
Interest checking
0.50% 0.50%
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A recent NCUA report shows that credit unions have gained members and added assets in the past year.
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