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Due to the costs associated with paper statement processing, many financial institutions now charge a monthly paper statement fee, says Anthony Pili, vice president of marketing and sales at Palisades Federal Credit Union in Pearl River, N.Y. If your bank charges this fee, ask to receive only e-statements and you'll save a few dollars each month.

"E-mail and text-alert features are a great way to stay on top of your account," says Winston. "You can get an alert for anything." A few popular choices are direct deposit alerts, minimum balance notifications and overdraft alerts.


 

 

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