Financial Regulation
Financial Regulation
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Financial reform: winners and losers

Annuity buyers
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Annuity buyers

This financial reform legislation provides grants to encourage state regulators to adopt stricter rules for marketing and selling annuities, which are insurance products that allow buyers to pay a lump sum in exchange for payments over a specified period of time. While annuities do offer security in the form of steady monthly payments, they can be plagued by high fees and onerous terms. More stringent regulation by the states may help address some of these issues.


 

 

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