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Financial reform: winners and losers

Mortgage borrowers
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Mortgage borrowers

Mortgage borrowers will likely see their borrowing options restricted to "plain vanilla" loans such as 30-year fixed mortgages and 5/1 ARMs. Oversight by the Consumer Financial Protection Bureau will likely mean that more exotic products such as option ARMs and interest-only mortgages will become more difficult to find. Mortgage borrowers will also benefit from fees, including points, being capped at 3 percent of the loan amount.


 

 

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