smart spending

Best iPhone personal finance apps

Spending and saving apps
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Spending and saving apps

Spending and saving apps

There are some apps worth mentioning that do not fit neatly into the other categories.

DebtTracker Pro by SnapTap

Price: $1.99

DebtTracker Pro lets you input loans, then create, manage and maintain a payoff plan. Once you set up the accounts, the app will:

  • Track where you are in your debt repayment and how long it will take until the loan is repaid.
  • Allow you to play "what-if" scenarios by showing the effect of increasing principal payments.
  • Show how much credit is left on debts that have a line of credit, which can be beneficial for maintaining your credit score since credit utilization is a factor.

Downside: The user has to adjust some kinds of data frequently. For instance, if it's tracking a credit card you use often, you'll have to adjust the balance a lot.

AllPoint by LocatorSearch LLC

Price: Free

Paying ATM fees is a pet peeve for many, but there are times, especially in an unfamiliar area, where you're tempted to pay fees for the sake of convenience. This app will locate a surcharge-free ATM nearby and give you directions, complete with landmarks.

Key Ring Reward Cards by Mobestream Media

Price: Free

Key Ring allows you to input all your store loyalty cards in one place. It also displays sales, coupons and other special offers available through those merchants and tracks loyalty points.

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