Signing someone else's name on a check
Signing a check in another person's name is generally considered forgery and would violate the law in most states, warns Carol Kaplan, a former spokeswoman for the American Bankers Association in Washington, D.C.
But suppose you sign an elderly parent's name because the parent is incapacitated, or you sign your child's name because the kid is away at college. Guess what? Those signatures are still forgeries, unless a power of attorney is in effect.
"In most cases, it's on behalf of a loved one who probably isn't going to object, but people should know that that's forgery," says Kaplan, who's now with the National Insurance Crime Bureau.