Virginia Credit Union

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Virginia Credit Union

Location: Richmond, VA

Yield %N/A
Minimum to open$1
Minimum balance to avoid fee$0
Monthly service fee$0
Nonsufficient funds fee$20
Fee to use other ATM$2
ATM surcharge$3
Notes: Regular Checking -- ATM affiliates: Wawa and Sheetz. 4 free non-VACU ATM transactions per month. Nonsufficient funds fees tiered: 1st, $20; 2 or more, $35. Domestic ATM surcharges reimbursed up to $8 per month with direct deposit of $100 or 15 debit card transactions per month. $20 balance required to begin making transactions.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.


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