checking

Keep savings, checking accounts at 1 bank

Simplify your account management
Simplify your account management © Goodluz/Shutterstock.com

Do you have checking accounts and savings accounts at different banks or credit unions? It may be time to consolidate those deposit accounts and to take advantage of the benefits of your financial institution.

Dawn Reshen-Doty, president of Benay Enterprises Inc., a financial services company in Danbury, Conn., says it's easier for her clients to plan their finances if their money is centralized. "Combining checking and savings at one place makes it simpler for you to have a clear and more complete view of your financial picture," she says.

To find the best checking accounts, go to Bankrate.com.

Simplicity is just the first intangible benefit. Here are six more ways consumers can gain by moving their banking accounts to one institution.

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