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State Employees' Credit Union

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State Employees' Credit Union

Location: Raleigh, N.C.

Yield %Minimum to openMinimum balance to avoid feeMonthly service feeNonsufficient funds feeFee to use other ATMATM surcharge
Yield %: 0.25Minimum to open: $1.00Minimum balance to avoid fee: N/AMonthly service fee: $1.00Nonsufficient funds fee: $12.00Fee to use other ATM: $0.75ATM surcharge: $0.00
Notes: Checking -- ATM affiliates: CashPoints ATMs (North Carolina only). No way to avoid monthly service fee; zero to open but must deposit $1 to cover first monthly maintenance fee.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying one checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 6-16, 2014. For N/A yield: The account is not an interest-yielding checking account, or the yield is zero percent.

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