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First Tech Federal Credit Union

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First Tech Federal Credit Union

Location: Palo Alto, Calif.

Yield %Minimum to openMinimum balance to avoid feeMonthly service feeNonsufficient funds feeFee to use other ATMATM surcharge
Yield %: N/AMinimum to open: $0.00Minimum balance to avoid fee: $0.00Monthly service fee: $0.00Nonsufficient funds fee: $28.00Fee to use other ATM: $0.00ATM surcharge: $3.00
Notes: Carefree Checking -- ATM affiliates: CO-OP Network, 7-Eleven ATMs, Alliance One Network, Shared Branching (OTC transactions only). Six free non-First Tech ATM transactions per month, then $2.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying one checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 6-16, 2014. For N/A yield: The account is not an interest-yielding checking account, or the yield is zero percent.

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