auto

9 steps to a car loan on damaged credit

3. Shop around
3. Shop around | PeopleImages/E+/Getty Images

3. Shop around

Some lenders will see your tarnished history in a more positive light than others. "That's where it becomes more important to shop around," says Reed. But be careful if a lender or lot caters specifically to subprime consumers, he says. "Seeing places that are appealing specifically to subprime is a little bit of a warning flag."

RATE SEARCH: Need a car with a low payment? Shop today for an auto loan.

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