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  Credit Card Basics   Chapter 1: Matching the card to your lifestyle
The smart consumer selects the card that matches his or her spending and payment habits.
 
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Key questions to ask before signing up

 

Whether you apply for a card, ask a phone representative to send you information, hook up with a card company's online applications or receive an uninvited application through the mail, don't sign up until you have asked some key questions.

Find out:
-- Updated: May 1, 2006
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 RESOURCES
How to establish first-time credit
15 must-know credit card terms
The true cost of paying the minimum
 CREDIT CARD BASICS
How do you plan to pay?
Read the fine print
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Credit Cards
Compare weekly rates
WEEKLY AVERAGES
Type Fixed Variable
Standard 13.23% 14.82%
Gold
Platinum 12.70% 15.89%
All 13.02% 15.61%
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