How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

Limited time offer

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.8

Rewards Rate:

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, vacation homes, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs). Earn 2x on all other travel purchases. Earn 1x on all other purchases.

Welcome Offer:

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Regular APR:

19.24% - 27.49% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC

See Rates & Fees

Best for easy travel earnings

Capital One Venture Business

Apply now

on Capital One's secure site

Recommended Credit Score: Excellent (740 – 850)

Bankrate Score

4.0

Rewards Rate:

Earn 2X miles per $1 on every purchase, everywhere. Earn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel.

Welcome Offer:

Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening

Regular APR:

24.49% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
What we like about this card: This card is designed for the low-hassle, occasionally-traveling small business owner. It earns a flat rate of 2X miles on everyday purchases (free employee cards earn the same rate) with no expiration or category restrictions. A few annual credits and a low annual fee also sweeten the deal, as well as a highly-desirable welcome offer, to boot.

Alternatives: The Capital One Spark Cash Plus has a very similar rewards structure, but instead earns cash back rather than miles. The key distinction between these two options is whether you prefer the flexibility of transfer partners or pocketing the extra cash.
- Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- $95 annual fee
- Free employee cards which also earn unlimited 2X miles from their purchases
- Top rated mobile app

See Rates & Fees

Highest offer ever

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

Regular APR:

16.74% - 24.74% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
This is one of the most flexible cards for startups, side hustles and small businesses thanks to its unlimited flat rewards rate, which makes it easy to earn rewards even if your spending categories vary widely. Ultimate Rewards points also carry terrific redemption value for both cash back and travel.

Read our full Ink Business Unlmited review.
- Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Earn 5% total cash back on Lyft rides through 9/30/27.
- Member FDIC

See Rates & Fees

Limited spots available

Help us shape the future of personal finance

We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.

Priority rate alerts

Exclusive member offers

Time saving

Email address

Please provide a valid email address

Limited spots remaining

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

Featured by names you know and trust

The latest

Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money. If planned correctly, your card’s intro period can become an interest-free [...]

Concerned lady talking on smartphone having finance stolen from card

Avoid these 10 credit card mistakes to make the best use of your credit.

Credit card writer, Ana Staples, with a laptop and in a chair.

I raised my credit score by more than 120 points with credit cards. Here’s how.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Seychelle Thomas sitting with laptop holding credit card

Wells Fargo has an affordable card trifecta. How does it stack up against Chase and Amex?

person at door step picking up an amazon box

Explore all your financing options for Amazon purchases here.

design element a violet background with a foreground of an older male in a suit holding a card in his hand with an airplane in the upper right corner and money descending behind him

The best cash back business credit cards come with no annual fee.

Young male freelancer talking on speaker phone while working on laptop at home office

Credit card debt negotiation can be an option if you come prepared.

East Asian millennial woman investing in finances and technologies

A new credit card, timed right and used strategically, can help you fight high prices.

Happy women on beach holiday shopping online

These travel cards come with a rare 0% intro APR offer.

There are several benefits to upgrading your card with your current issuer.

Design element of credit card with 0% tag

Here’s how to maximize the benefits of a 0% intro APR credit card.

A mid adult couple viewing a home furniture showroom together, one man is lying on a bed while his fiancé sits near him on the bed. They are testing out the bed and considering buying it.

Deferred interest deals can be enticing but you could pay more than you expected.

woman laying on couch while working on laptop and holding credit card

Learn more about why you may end up paying interest on a zero percent APR card.

Shot of a young businesswoman using a laptop during a late night at work

A higher interest rate will kick in once your promotional APR ends.

design image of an African American woman in wheelchair talking on phone at home

Call your card issuer if you want a lower interest rate, and be ready to negotiate.

Young man having more expenses than expected.

Here’s what you should do if your credit card APR increases.

Businessman shopping online with credit card

They’re rare, but here are the best balance transfer business cards.

design image of a woman smiling at her phone and holding a credit card with money in the air

Here’s how to do a balance transfer, which could help you pay off debt faster.

Design element of a person holding a phone in one hand and a credit card in another

What is a balance transfer — and is it a good idea for debt?

Learn more about why you may end up paying interest on a zero percent APR card.

close up of hands making contactless payment using phone

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table

You can transfer a variety of debt to cards, but not all cards accept all transfers.

Choosing between the cards depends on whether you prioritize debt payoff or rewards.

The best cash back business credit cards come with no annual fee.

A new credit card, timed right and used strategically, can help you fight high prices.

Couple making a purchase at flower shop counter with credit card

Flat-rate cash back cards offer one rewards rate for all of your spending.

Young man at outdoor cafe smiles as he holds his tablet and credit card

Make the most of your cash back bonus categories this quarter.

Happy businesswoman with fuel pump at gas station

Make the most of your rotating Discover cash back rewards each quarter.

Many travel credit cards reward train travel, including Amtrak credit cards.

Smiling man holds tablet and credit card.

If you were counting on Freedom Flex Q4 categories to reward your holiday shopping, you might be disappointed this year.

Cards that require an annual fee typically offer good rewards, but are they worth it?

Concerned lady looking on smartphone having finance stolen from card

In many cases, you can recover stolen rewards. Here’s how.

Salesman assisting female customer in buying laptop at store

Find the best credit cards for Apple purchases from Apple Pay to online shopping.

young person holding up a shirt while shopping in a store

Department store purchases can add up quickly. Why not earn rewards on them?

man paying with a credit card at a store

You can get a rewards credit card without good credit if you are flexible enough.

I used credit card, airline and hotel rewards programs to cover part of my vacation.

Young woman holding a receipt and her smartphone in a cafe while smiling

It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.

Businessman with credit card pumping fist and screaming in joy while doing online shopping on laptop

In 2023, my family amassed thousands of dollars in credit card rewards.

Learn more about the card’s fees, features and more.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best for easy travel earnings

Capital One Venture Business

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Help us shape the future of personal finance

Tools & Reviews

The latest