Savings
Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.
Explore savings basics
The amount of money you should save each month will vary based on your goals. Here’s what to know.
It’s a low interest rate environment, but there are ways to earn more on your money.
Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]
Build good budgeting habits
SAVINGS
Bank accounts with budgeting tools
Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.
SAVINGS
Ways to save money on a tight budget
Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.
SAVINGS
Best money-saving apps
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Weekly Savings Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.05%APY
VS
National Average
0.59%APY
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See how much your savings can grow
Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.
Learn more
- Introduction to Savings Accounts
Here’s everything you need to know about savings accounts.
Ready to open a savings account? Here’s what you’ll need to know.
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
The best account to save your money will vary by your goal.
There are ways to access your money and ultimately spend it. Here’s how.
Latest articles
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]
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Sweeping changes at the Consumer Financial Protection Bureau (CFPB) signal what would be a significant shift in banking regulation under the Trump administration. While regulatory changes might sound like [...]
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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Learn why you need to check your APY.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
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Powell is concerned tariffs could lead to more inflation. This former Fed official has a different view.
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.
CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.
APYs on high-yield savings accounts remain competitive after Fed rate decision.
Get the latest rates on top-yielding money market accounts.
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